Denied. Delayed. Underpaid.

We specialize in complex claims and handle them with focus, precision, and professionalism.

Request Your Free Claim Review

About Clarity Claim Advocates

Clarity Claim Advocates is a boutique public adjusting firm founded by Kimmy Moreno, a licensed adjuster with over a decade of experience in claims, construction consulting, and large-loss dispute resolution.

Kimmy began her career on the insurance carrier side and went on to work with national construction companies and commercial consulting teams, auditing timelines, estimating loss, and managing disputes from the inside.

Today, she leads a highly selective firm focused on claims that demand careful attention, complex documentation, and experienced negotiation. Every client works directly with Kimmy, supported by a trusted network of estimators, appraisers, attorneys, and forensic experts.

We don't chase volume. We focus on resolution, with professionalism, integrity, and strategy that earns results.

What We Handle

Fire & Smoke Damage

Water Damage & Pipe Breaks

Denied or Underpaid Claims

Commercial Property Losses

Storm, Wind, and Catastrophe Claims

Our Process

1

Claim Review

We listen, evaluate, and explain where your claim stands.

2

Documentation & Strategy

We document, estimate, and manage the claim lifecycle.

3

Resolution

We negotiate the payout and keep you informed every step of the way.

Trusted By Property Owners Across California

"Kimmy is professional, sharp, and relentless in the best way. She got our claim reopened and negotiated a payout more than 3X the original amount. She does not play games."

– A.S., Los Angeles, CA

Start Your Claim Review

Let's take a look at your claim, at no cost to you. We'll help you understand where you stand and what your next move should be.

By submitting this form, you are requesting information only. This is not a contract for services. All agreements must be in writing.